Making Weight Loss an Affordable Investment for All Families
Wellspring’s mission is to help children, adolescents, young adults and entire families return to a healthy weight. We offer the most effective weight loss solutions available and strive to make them financially accessible to all families.
Wellspring offers two renowned weight loss programs that have helped thousands of families live healthier, happier lives:
- Wellspring Camps. 11 summer fitness and weight loss programs in the United States, Canada, and UK, plus the unique Family Camp program for families.
- Wellspring Academies. Year-round, long-term enrollment for weight loss while continuing education. Learn more about the Academies by clicking here.
| Low Potential Monthly Cost* | ||
 |
 |
|
| 4-week session | 4-months w/ fee | |
| Tuition | $6,490 | $26,000 |
| Insurance Reimbursement | $1,500 | $5,500 |
| Monthly Cost w/ Loan |
$110 | $271 |
Please note:
- For Wellspring Wisconsin, there is a 5.5% sales tax for 4 week session only. The state of Wisconsin requires this for any camp that is less than 30 days. WWI 4 week session is 28 days.
- For Wellspring Vancouver, there is a 5% GST for ALL sessions. The 4 week session has an additional 10% Hotel Room Tax. BC charges HRT for all stays less than 30 days.
Wellspring works hard to make our Camps an affordable investment with:
- Insurance reimbursement
- Loans to spread the cost into easy monthly payments
- Tax deductions to reduce your taxable income
- Flexible Spending Account or Health Savings Account
- Refundable Fees
1). Health Insurance Reimbursement
Many Wellspring families successfully receive health insurance reimbursement for a significant portion of their tuition fees because individual and group cognitive-behavioral therapy sessions are central to the Wellspring Plan. However, because health insurance plans vary greatly, Wellspring cannot guarantee that any portion of a camper’s tuition will be reimbursed by health insurance providers.
The clinical component of Wellspring includes a psychological assessment and four cognitive-behavioral counseling sessions per week—twice individually and twice in a group therapeutic setting.
These services can be categorized as either "mental health" or "health" ("medical") treatments and vary depending upon provider, plan, and benefits.
Typically, families with PPO plans are more likely to receive reimbursement for a portion of the clinical component of the program (an estimated $2,000 for the first four weeks, and $1,500 for the second four weeks).
Families with HMOs generally should not expect to receive reimbursement, although we encourage families to advocate for their children’s health whenever possible.
It is also important to note that, regardless of possible insurance reimbursement, payment is required in full to Wellspring prior to the start of the Wellspring program.
Wellspring provides families with a statement that you can submit to your health insurance for reimbursement. While most families are successful in recouping a significant portion of the cost of the program from their health insurance, Wellspring cannot guarantee that your policy will reimburse these costs. Please contact Wellspring Admissions at 866-364-0808 before contacting your health insurance.
Treatment at Wellspring is not considered inpatient care despite the fact that campers are in residence, nor should our services ever be represented as such.
Question |
Understanding the Answer |
Question #1: Does my health insurance plan reimburse for out-of-network behavioral therapy? |
If yes, go to Question #2. If no, then you are very unlikely to receive any reimbursement of the Wellspring tuition |
Question #2: Is there a deductible required for out-of-network behavioral therapy? |
If no, go to Question #3. If yes, ask the amount, and whether you may have already satisfied all or part of it for this year. |
Question #3: At what rate will I be reimbursed?
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Please note:
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2). Loans for Easy Monthly Payments
Wellspring offers an attractive loan program to families enrolling their children in either our Wellspring Camps program, or Wellspring Academies, our boarding schools for weight loss. Loans are available to cover the entire cost of camp, including tuition, fees and transportation to and from the program, and feature reasonable interest rates, a 20-year amortization period, and deferral of payments for up to 6 months.
To simplify the loan process, we recommend that families work with our partner, Clark Custom Loans, an organization that helps hundreds of Wellspring families each year. Clark Custom Loans guides you through the loan qualification and application process, and helps you to choose a loan package best suited to your financial situation. Clark Custom Loans typically completes this process within 48 hours.
Please contact Clark Custom Loans directly and tell them you’re interested in qualifying for a loan to attend Wellspring.
Clark Custom Loans
1101 East Lakeshore
Coeur d’Alene, ID 83814
Phone (888) 755-3079
Fax (208) 676-1702
team@customedloans.com
3). Tax Deduction
The IRS implemented a new policy (IRS Ruling 202-19) in 2002 stating that "Obesity is medically accepted to be a disease in its own right." For taxpayers, this means that treatment specifically for obesity can now be claimed as a medical deduction following a referral from a physician.
The word "obese" carries a lot of significance socially and emotionally and may be difficult for parents to accept; in medical terms, however, it simply refers to a specific measure of body mass, called the Body Mass Index or BMI. To find out your child’s BMI, click here.
http://www.irs.gov/taxtopics/tc502.html
4) Flexible Spending Account or Health Savings Account
If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you should be able to use this account – and these pre-tax dollars – to pay for most of the cost of Wellspring (i.e., the entire cost, less the cost of food and lodging). Because each Wellspring program has slightly different food and lodging expenses, please contact Wellspring to receive an invoice that breaks out lodging and food from total tuition and fees.Wellspring Fees
Since Wellspring Camps vary greatly in terms of location, start dates, and lengths of stay, please click here to view camp tuition.
5. Refundable Fees: Family Workshop & Continuing Care
Family Workshop: $300 or £200. This fee is refunded in full if at least one family member attends the Family Workshop Weekend. This fee is not required for Wellspring Camp La Jolla or Wellspring Family Camp.
Year-Round Continuing Care Program: $600 or £300. This fee is refunded in full if:
- Camper completes 140 out of 180 days of self-monitoring (3 food items with fat and calories recorded per day), AND
- Parent or camper obtains a verified height and weight and provides this form back to Wellspring via mail, fax, or email. The program continues until June 1, 2011.
Additional Fees: Adventure Gear
For Wellspring Adventure Camp and Wellspring Hawaii, there is a non-refundable $350 for camping equipment that campers keep (backpack, sleeping bag, rain gear, etc.).
